Creatsea PL

Interest Rate

15.00%

Loan Amount

₹10,000 - ₹500,000

Processing Fee

2.00%

About This Loan

✅ Instant Personal Loans – Borrow between ₹10,000 and ₹2,00,000 with flexible repayment options.
✅ Credit Builder Loans – Improve your credit score by up to 100 points in just 30 days.

Eligibility Criteria

Age: 21 to 55 years old.
Income: Minimum personal income of ₹20,000 per month and a total household income of ₹25,000+.
Credit Score: Minimum CIBIL score of 650, though they allow New to Credit (NTC) profiles with a maximum loan capping of ₹2 Lakh.
Employment: Salaried individuals with stable employment

Required Documents

KYC & Selfie: PAN card and Aadhaar card.
Income & Bank Proof: The latest 3 months' salary slips and the last 6 months' bank statements (via PDF, Net Banking, or Account Aggregator)

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